Insurance Info
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11 January 2012
INSURANCE INFO
CTBALL Recommends K&K Insurance http://www.kandkinsurance.com/aabc
WHY DO I NEED THIS INSURANCE?
Whether or not your league is negligent, you can be sued. Even if you are found innocent, you have investigation and legal expenses. If you are found liable, you will have to pay all judgments. You need to be protected:
To protect yourself and your team from lawsuits that may arise as a result of baseball-related activities.
To protect current and future assets that may be at risk as a result of a bodily injury, personal injury, or property damage claim.
To provide excess medical benefits for accidental injuries to your players & volunteers.
To enter AABC regional and World Series tournaments, as well as certain state tournaments.
PROVIDES PROTECTION FOR
Participant and Spectator Bodily Injury and Property Damage
Claims resulting from injuries to participants
Claims of libel, slander and wrongful eviction
Claims from consumption or use of food products
Liability assumed under written contract
GENERAL LIABILITY POLICY LIMITS
General Aggregate Not Applicable
Per Occurrence $ 1,000,000 *
Participant Legal Liability $ 1,000,000 *
Products/Completed Operations Aggregate $ 2,000,000
Damage to Premises Rented To You $ 300,000
Medical Payments Expense $ 1,000
Personal/Advertising Injury $ 1,000,000 *
Abuse/Molestation per Occurrence $ 1,000,000
Abuse/Molestation Aggregate $ 5,000,000
*NEW FOR THIS YEAR! $2,000,000 Option is available to Teams & Leagues.
PARTICIPANT ACCIDENT LIMITS
CLASS I (Jackie Robinson 9U, Willie Mays 10U,Gil Hodges 11U,Pee Wee Reese 12U)
Excess Medical - Per participant $100,000
Deductible - Per Claim $ 100
Accidental Death & Specific loss coverage $20,000
COVERED ACTIVITIES
Try-outs
Supervised Practices
Baseball Games
Tournaments
Meetings
Award Banquets
Approved Fundraisers